Equipment, vehicle and working-capital financing for businesses, dealers and vendors — arranged through Soluco Financial Group Inc. and its network of more than 25 financial partners across Canada.
Not every applicant qualifies for every program. Terms vary by financing partner and are determined by Soluco Financial Group Inc. and its partners.
We don't care where you've been.
We do care where you're going.
We want to help you get there.

Giving You Credit operates the GYC Commercial Financing customer-facing service — your point of contact, application intake, and ongoing relationship.
Chris Hicks is affiliated with Soluco Financial Group Inc. to generate and assist with commercial and business-financing applications on GYC's behalf.
Soluco and its applicable financing partners provide or arrange the underlying financing options. Soluco is a separate company from Giving You Credit.
Giving You Credit is not itself a lender. Financing is provided or arranged by Soluco Financial Group Inc. and its financing partners. Giving You Credit and Soluco Financial Group Inc. are separate legal entities.
Lease financing for new and used commercial equipment, with terms commonly ranging 12–72 months depending on the partner and equipment type.
Access liquidity from equipment you already own — typically 50–70% of market value, and in some cases up to 100% if the equipment was purchased within the last year, subject to partner approval.
Working capital loans to support expansion, equipment purchases, or larger orders, with approval timing that can be same-day up to 48 business hours in many cases.
Invoice factoring services are available through Soluco's network. Ask your GYC Commercial Financing contact for current details specific to your business.
Financing programs for equipment vendors and dealers looking to offer financing to their own customers, arranged through Soluco.
Financing for equipment acquired from a private seller, where supported by the financing partner.

"He always works hard"
"Chris has helped me get approved for two Dodge Darts after getting my vehicle written off two times. He always works hard to get me the lowest rate and the best deal. He managed to get me a car in less than two days and I got cash back! If you’re looking for a stress free way to finance a car, I highly recommend working with Giving You Credit." - Kayla Normandeau


"Great job, and no hassle."
"Chris worked his magic, secured me the exact work van that I wanted, with payments that are within my ability to pay! Great job, and no hassle. Highly recommend." - Sam Heard


A Man of few words
- Nate Hicks

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